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Who Would Have Thought?

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Student loan nightmare: $28,000 left to pay – but my degree is useless

From Stuff:

OPINION: I graduated from Massey University with a Bachelor of Communications in 2010.

I wasn’t too sure what I wanted to do after school and felt pressured to attend university by my family, so I started a nursing degree through Massey University in my first year after high school. I dropped out after first semester because I didn’t enjoy it.

I worked full time at a supermarket until the beginning of the next year when I settled on a communications degree. I liked the sound of it and all it could offer. I took summer school semesters on top of the usual semesters and graduated by the time I was 21.

It took me six months to get a basic full time job. I already had a part time job but I needed the income a full time job provided. I then worked in the same retail/sales/admin job for four years before I went on maternity leave.

I had only paid back a portion of my degree and still have $28,000 left.

I was not eligible for the allowance when I studied because of my parents supposedly high income – even though they never financially supported me through university, other than to let me board for cheap.

Now, I feel like my degree is null and void. I have three young children. My skills are more than 10 years old and I have never worked in that industry. Returning to work and finding a job in communications would mean retraining to current standards

I worry about if and when I do get return to work – which will probably be to a minimum wage job – I’m supposed to pay back something I never gained much from in the first place, while trying to support my family.

I feel very lost and a little scared at the amount of student debt I have without having gained a career, as mother and role model to three young children.

From the comments on stuff  (Now closed)

Michael55433
This person seems to have a strange understanding of what their degree gets them. A degree majoring in communications doesn’t get you the ability to work in communications, it gets a set of transferable skills and capabilities that can then be used in a whole range of workplace environments (with communications being just one potentially sector). Things like critical thinking, research skills, and communication skills are only a few of the capabilities you’ll get through most degrees, what you do with them afterwards is up to you.

Also, this idea of needing to retrain because you did your degree 10 years ago is quite odd. Sure, some of the technology and preferred methods might have changed, but the base skills you need to be a part of the workforce, in most cases, have not changed at all. This case is seems to mostly be an issue of how you want to apply those skills – sure, if you want to limit yourself to one particular sector (communications) then that’s fine, but if you actually think a bit broader and set less limits on what jobs you can actually do thanks to that skill set, then suddenly your degree (or the capabilities you developed as a result of it) is far more useful.

 

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11 COMMENTS

  1. …….”I’m supposed to pay back something I never gained much from in the first place”……

    Roughly translates into “everyone else in NZ should help pay for the mistakes I made as a waffling little airhead”.

    The one thing she shows flair for is the role of an A Grade bludger!

    18

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    • Might as well have studyed basket weaving, for all the good it did her!
      Before you spend a shit load of money on education, find out the chances of a job at the end of it!

      10

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  2. …….”I’m supposed to pay back something I never gained much from in the first place”……

    The TAXPAYER should not be paying for your mistakes but we are mandated under law to pay taxes so you get the chance to go to university for YOUR future financial benefit. You are full of excuses for your poor choices and lack of achievement. Pay up and shut up.

    14

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  3. I spent five years at University and got a Degree and Postgrad qualifications.
    I have never worked in that specific field either.
    But I worked my arse off and paid back all my loan PLUS Interest. (Battling away while many of my friends were swanning round Europe on their ‘Big OE’)
    It’s called being a grown up and taking responsibility for your own actions and life choices.

    14

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      • I wonder when the penny will drop in Thomas Coughlan’s head that having paid 75% of this woman’s degree costs, he is now (with all other New Zealand taxpayers) standing the financial cost of her unpaid loan while gaining no benefit whatsoever from her in terms of skill set or tax take.
        Ms Parasitic Student Loan Defaulter might be an economic genius, but Thomas Coughlan sure isn’t.

        11

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    • Well said Capricorn What a whinging pathetic person, I heard Ryan Bridge speaking about this woman last night and couldn’t believe it. Poor baby girl doesn’t want to take responsibility for her own decisions. Actually the public didn’t gain any benefits from your subsidised study either. And then to have three children so soon after completing study is also not a great move. Another air head possibly/probably votes greens or liebor.

      11

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  4. The poor little flower started to study something useful to society – nursing – but she ‘didn’t enjoy it’ so she ended up wasting years and thousands of dollars at a fake university pretending to study for a fake degree.

    She calls herself mother and ‘role model’ to three children. What a sad joke. What kind of ‘role model’ do you think she would be? She’s probably an ecoMarxist climate freak who is teaching her poor children that all Western Civilisation is evil and the planet will be uninhabitable in 12 years’ time.

    Sad.

    13

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